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BHS Home > Health Insurance > Twin Cities Campus > International Students & Scholars
 

Health Insurance - Twin Cities Campus

International Students & Scholars Health Benefit Plan

University of Minnesota policy requires that all international students, scholars and their dependents to have health insurance while in the United States. Healthcare in the United States is complicated and very expensive - one illness can cost hundreds of thousands of dollars and financially devastate you and your family.

The University of Minnesota mandates that all international students, scholars and their dependents be enrolled in the University-sponsored Student Health Benefit Plan (SHBP) unless they are eligible for a waiver. See waiver details.

International students and scholars are required to purchase the University-sponsored Student Health Benefit Plan and must be covered from the time they arrive at the University of Minnesota and have their documents validated by International Student and Scholar Services (ISSS) to the date they leave the University.
Early enrollment and coverage
  • If a person arrives at a time where they have become ill and have not had a chance to check in with ISSS (i.e. arrive Friday, became ill, was hospitalized and had not checked in with ISSS), they should immediately call or check in with ISSS.

    The Student Health Benefits Office will be contacted by ISSS to facilitate the coverage.
     
  • If an incoming student needs to access health services, they can contact the Student Health Benefits Office (after they call the ISSS office) to facilitate early enrollment as soon as August 1 with no extra charge to the student
Details of the plan and related links:
Advantages of The Plan Waiving The Plan
Cost Of Coverage: students | scholars Summary of Plan Benefits
Health Insurance & Student Services Fee TC-SHBP Booklet
Visiting Scholars and Dependents International Medical Assistance
   

 

Waiving The Plan
If you are covered by either of the following, you will not be required to purchase the insurance Student Health Benefit Plan.
  1.  A United States-based employer-sponsored health plan or;

  2.  Graduate Assistant Insurance Plan (GA Plan) provided by the University of Minnesota

Please bring the following to the Student Health Benefits Office at Boynton Health Service:
  • Proof of coverage such as your insurance identification card or;
     
  • Provide a complete insurance information (name and address of company, identification and policy numbers, name of insurance subscriber, and phone number for us to verify your coverage).

    One of the above must be submitted to the Student Health Benefits Office at 410 Church St. S.E., Minneapolis, by the deadline* in order to waive the charge for student insurance.

    *The deadline for updating your insurance information
    each semester is the last day of the first week of class (this date will be listed on the One Stop website and announced in this website).

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Health Insurance and Student Services Fee
The University of Minnesota provides coverage for your health care needs by offering one of the best and most comprehensive Student Health Benefit Plans (SHBP) in the country. The combination of the SHBP and Student Services Fee (SSF) enables students to be seen at Boynton Health Service for:

Services received at a clinic other than Boynton are paid for at 80% of eligible expenses. 

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Advantages of the plan
  • Coverage is guaranteed for incoming international students, scholars and dependents from the time they arrive at the University of Minnesota and have their documents validated by International Student and Scholar Services. Coverage continues as long as the student or scholar meets criteria for eligibility.
  • Affordable coverage rates for spouse and dependents.

  • There is no pre-existing condition exclusion.

  • The Blue Cross Blue Shield provider network: This is the broadest provider network available, with 98% of the physicians and hospitals in Minnesota participating in the network.
  • The individual lifetime maximum benefit payment is $3,000,000. Your annual, out of pocket expense is limited to $2,000 of covered services processed for payment by Blue Cross and Blue Shield.
  • The pharmacy benefit is provided to you and your family through the Boynton Health Service Pharmacy with a maximum benefit of $2,000 per plan year.
  • Medical evacuation, repatriation coverage and travel assistance services are provided by MEDEX Assistance. This is worldwide coverage for medical evacuation in case of serious illness or injury and repatriation of remains in the event of death.
  • new! Accidental death benefit of $10,000 US dollars for international students and scholars.

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For academic year 2007-2008:
International Students and Scholars Cost Per Semester
Student only $ 782.00 per semester
Spouse $ 1,044.00 per semester
Single child only $ 885.00 per semester
Two or more children $ 1,140.00 per semester
This plan provides coverage starting August 20, 2007 to January 21, 2008 for fall semester 2007.

Apart from the difference in cost of coverage and additional benefits mentioned above, other terms and conditions of the SHBP plan still applies and can be found in the
Student Health Benefit Plan Booklet and Frequently Asked Questions section.

It is our mission to ensure the academic success of students by guaranteeing access to preventive health care and medical care in the event of illness or injury while enrolled at the University of Minnesota. 

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Visiting Scholars and Dependents
Monthly Cost of Coverage For Academic Year 2007-08
Visiting Scholars and Dependents Per Month
(inc. extended coverage)
Student Only $ 158.00
Spouse Only $ 173.00
Single Child $ 146.00
Two or More Children $ 175.00
Family Maximum Total $ 506.00
Enrollment Procedures for Visiting International Scholars
  • Visiting international scholars need to complete the necessary enrollment forms and return them to the Student Benefits Office at Boynton Health Service, within 31 days of arrival in the United States. 
  • If visiting scholars are here for less than 31 days, this mandate does not apply.
The mailing address is Boynton Health Service, 410 Church Street S. E., Room N323,  Minneapolis, MN 55455.
 
If you have other questions or concerns about the Student Health Benefit Plan, please contact:

Student Health Benefits Office
Boynton Health Service
Minneapolis, MN 55455
e-mail: studins@bhs.umn.edu
Phone: 612-624-0627
Fax: 612-626-5183
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