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Health
Insurance > Duluth Campus >
International Students & Scholars Health Insurance |
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Health
Insurance - Duluth Campus |
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International Students & Scholars Health Insurance |
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University of Minnesota policy requires that all international
students, scholars and their dependents to have health insurance while
in the United States. Healthcare in the United States
is complicated and very expensive - one illness can cost hundreds of
thousands of dollars and financially devastate you and your family. |
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The University of Minnesota mandates that all international students,
scholars and their dependents be enrolled in the University-sponsored
Student Health Benefit Plan (SHBP)
unless they are eligible for a waiver. See waiver
details. |
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International students and scholars are required to purchase the
University-sponsored Student Health Benefit Plan and must be covered
from the time they arrive at the University of Minnesota and have their
documents validated by International Student and Scholar Services (ISSS)
to the date they leave the University. |
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Details of the plan and related links: |
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Waiving The Plan |
If you are covered by either of the
following plans, you will not be
required to purchase the University-sponsored Student Health
Benefit Plan.
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A United States-based employer-sponsored health plan
or;
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Graduate Assistant Insurance Plan (GA Plan) provided
by the University of Minnesota
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How To Submit A Waiver Request: |
Please bring the following to the University of Minnesota Crookston Student Health Services:
- Proof of coverage such as your insurance identification card or;
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Provide
a complete insurance information (name and address of company,
identification and policy numbers, name of
insurance subscriber, and phone number for us to
verify your coverage).
One of the above must be submitted to UMC
Student Health Service, by the deadline* in
order to waive the charge for student insurance.
*The deadline for updating your insurance
information
each semester
is the last day of the first week of class (this
date will be listed on
Office of the Registrar's website and
announced in this website).
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If you have other questions on waiving the plan, please contact the Student
Health Benefits Office by calling 1-800-232-9017 or 612-624-0627 or e-mail
studins@bhs.umn.edu |
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Health Insurance and Student Services Fee |
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The University of Minnesota provides coverage for your health care needs
by offering one of the best and most comprehensive Student Health
Benefit Plans (SHBP) in the country. The combination of the SHBP and
Student Services Fee (SSF)
enables students in the Duluth campus to be seen at
UMD
Student Health Services. |
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Advantages of The Plan |
- Coverage is guaranteed for incoming
international students, scholars and dependents from the time they
arrive at the University of Minnesota and have their documents
validated. Coverage continues as long as the student or scholar meets
criteria for eligibility.
- Affordable coverage rates for spouse and dependents.
- There is no pre-existing condition exclusion.
- The Blue Cross Blue Shield provider network: This is the broadest
provider network available, with 98% of the physicians and hospitals in
Minnesota participating in the network.
- The individual lifetime maximum benefit payment is $3,000,000. Your
annual, out of pocket expense is limited to $2,000 of covered services
processed for payment by Blue Cross and Blue Shield.
- The Pharmacy benefit is provided to you and your family through Blue
Cross Blue Shield network with a maximum benefit of $2,000 per plan
year.
- Medical evacuation, repatriation coverage and travel assistance
services are provided by MEDEX Assistance. This is worldwide coverage
for medical evacuation in case of serious illness or injury and
repatriation of remains in the event of death.
- Accidental death benefit of
$10,000 US dollars for international students and scholars.
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Visiting Scholars and Dependents |
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Monthly Cost of Coverage For Academic Year 2008-09 |
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Student Only |
$ 172.00 per month |
| Spouse Only |
$ 187.00 per month |
| Single Child |
$ 154.00 per month |
| Two or More Children |
$ 204.00 per month |
| Family Maximum Total |
$ 563.00 per month |
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Enrollment Procedures for Visiting International
Scholars |
- Visiting international scholars need to
complete the necessary enrollment forms and
return them to the Student Benefits Office at
Boynton Health Service,
within 31 days of arrival in the United
States.
- If visiting scholars are here for less than 31 days, this mandate
does not apply.
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If you have other questions or concerns about the Student
Health Benefit Plan, please contact:
Student Health Benefits Office
Boynton Health Service
Minneapolis, MN 55455
e-mail:
studins@bhs.umn.edu
Phone: 612-624-0627 or 1-800-232-9017
Fax: 612-626-5183
or 1-800-624-9881 |
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