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Student
Health Benefit Plan |
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International Students & Scholars Health Insurance |
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University of Minnesota policy requires that all
international students, scholars and their dependents to have health
insurance while in the United States. Healthcare in
the United States is complicated and very expensive - one illness can
cost hundreds of thousands of dollars and financially devastate you and
your family. |
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The University of Minnesota mandates that all
international students and their dependents be enrolled in the
University-sponsored Student Health Benefit Plan (SHBP) unless they are
eligible for a waiver. See waiver details.
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Details of the plan and related links: |
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Waiving The Plan |
If you are covered by either of the
following plans, you will not be
required to purchase the University-sponsored Student Health
Benefit Plan.
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A United States-based employer-sponsored health plan
or;
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Graduate Assistant Insurance Plan (GA Plan) provided
by the University of Minnesota
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How To Submit A Waiver Request: |
Please bring the following to the University of Minnesota Crookston Student Health Services:
- Proof of coverage such as your insurance identification card or;
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Provide
a complete insurance information (name and address of company,
identification and policy numbers, name of
insurance subscriber, and phone number for us to
verify your coverage).
One of the above must be submitted to UMC
Student Health Service, by the deadline* in
order to waive the charge for student insurance.
*The deadline for updating your insurance
information
each semester
is the last day of the first week of class (this
date will be listed on
Office of the Registrar's website and
announced in this website).
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Health Insurance and Student Services Fee |
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The University of Minnesota provides coverage for your health care needs
by offering one of the best and most comprehensive Student Health
Benefit Plans (SHBP) in the country. The combination of the SHBP and
Student Services Fee (SSF) enables students in the Crookston
campus to be seen at
UMC Student Health Services. |
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Advantages of the plan |
- Coverage is guaranteed for incoming
international students, scholars and dependents from the time they
arrive at the University of Minnesota and have their documents
validated. Coverage continues as long as the student or scholar meets
criteria for eligibility.
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Affordable coverage rates for spouse and dependents.
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There is no pre-existing condition exclusion.
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The Blue Cross Blue Shield provider network: This is the
broadest provider network available, with 98% of the physicians and
hospitals in Minnesota participating in the network.
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The individual lifetime maximum benefit payment is
$3,000,000. Your annual, out of pocket expense is limited to $2,000 of
covered services processed for payment by Blue Cross and Blue Shield.
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The Pharmacy benefit is provided to you and your family
through Blue Cross Blue Shield network with a maximum benefit of $1,500
per plan year.
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Medical evacuation, repatriation coverage and travel
assistance services are provided by MEDEX Assistance. This is worldwide
coverage for medical evacuation in case of serious illness or injury and
repatriation of remains in the event of death.
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Accidental death benefit of
$10,000 US dollars for international students and scholars.
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International Students and Scholars Cost of Coverage for Academic Year 2008-09: |
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Student Only |
$ 852.00 per semester |
| Spouse Only |
$ 1,122.00 per semester |
| Single Child |
$ 954.00 per semester |
| Two or More Children |
$ 1,224.00 per semester |
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Visiting Scholars and Dependents |
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Monthly Cost of Coverage For Academic Year 2008-09 |
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Student Only |
$ 172.00 per month |
| Spouse Only |
$ 187.00 per month |
| Single Child |
$ 154.00 per month |
| Two or More Children |
$ 204.00 per month |
| Family Maximum Total |
$ 563.00 per month |
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Enrollment Procedures for Visiting International
Scholars |
- Visiting international scholars need to
complete the necessary enrollment forms and
return them to the Student Benefits Office at
Boynton Health Service,
within 31 days of arrival in the United
States.
- If visiting scholars are here for less
than 31 days, this mandate does not apply.
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If you have other questions or concerns about the Student
Health Benefit Plan, please contact:
Student Health Benefits Office
Boynton Health Service
Minneapolis, MN 55455
e-mail:
studins@bhs.umn.edu
Phone: 612-624-0627 or 1-800-232-9017
Fax: 612-626-5183
or 1-800-624-9881 |
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