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Health Insurance

 

Twin Cities Campus
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BHS Home > Health Insurance > Twin Cities CampusAHC-SHBP > FAQ
 

Health Insurance - Twin Cities Campus

Academic Health Center (AHC) Student Health Benefit Plan
All Academic Health Center students will be automatically enrolled in the University-sponsored Health Benefit Plan (SHBP). This plan provides easy, affordable coverage for the unique needs of AHC students. You can have the plan waived if you are eligible. See details under Waiving The Plan.
Not sure if you are an AHC student? Find out here.
Advantages Of The Plan Waiving The Plan
Coverage Benefits Download Plan Benefits
Cost Of Coverage International Medical Assistance
Dental Coverage Frequently Asked Questions
Summer Coverage  

 

Frequently Asked Questions
new! 1. What if I lose my insurance coverage during my active two year waiver request period?
You can enroll in the AHC-SHBP IF you request to enroll within 60 days of your involuntary loss of coverage. Enrollment cannot be accomplished through the online registration process if you have requested and received a waiver.

How to enroll in the AHC - Student Health Benefit Plan:

  • Download a copy of the Enrollment/Change form (PDF Format)* or
     
  • Obtain a printed Enrollment/Change form from the Student Health Benefits Office located in room N323 Boynton Health Service, 410 Church St S.E., Minneapolis.

Your enrollment request must be received in our office with proof of involuntary loss of coverage from your previous insurance company within 60 days of your loss of coverage. After we have verified and processed your enrollment, you will be notified via e-mail. The Student Health Benefits Office will not process any applications that are over sixty days old.

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2. Why offer a special plan for AHC students?

AHC students have demonstrated a unique and serious need for enhanced benefits to the existing University Sponsored Health Benefit Plan (SHBP). You are often at locations other than on campus and your out-of-classroom experience puts you at risk for infectious diseases such as influenza, hepatitis B, HIV, and other occupational health risks.

You often serve on the front lines of healthcare facilities, meeting the needs of patients. The current SHBP is an excellent, affordable health plan – but the needs of the AHC community exceed the rest of the University community in many ways.

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3. Why have automatic enrollment?

Automatic enrollment allows all AHC students to become eligible for the plan. Currently, the University of Minnesota requires that students taking 6 or more credits (resulting in the assessment of Student Services Fee) have health insurance.

Students without insurance are enrolled in the Student Health Benefit Plan administered through Boynton Health Service. Some students, however, do not qualify for the SHBP because they do not meet the enrollment requirements.

  • As an example, a nursing student taking web-based courses may not qualify for SHBP. There are many other categories of students who do not meet these requirements.
     
  • In addition, recent surveys have indicated that in spite of the risk, 25 percent of the graduate students at the University still do not have hospitalization insurance.

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4. Why not let students get their own health insurance?

Affordable health insurance with reasonable coverage from a non-employer-based plan is inaccessible to students. “Voluntary” insurance plans are expensive and do not provide adequate coverage. These plans often have low maximum limits, limits on aspects of care, exclusions such as pre-existing conditions, limits on hospital expenses, and other components designed to limit risk to the plan.

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New! 5. Can I obtain health care coverage after graduating from the University?

Yes, University of Minnesota and Blue Cross Blue Shield offers graduating students an exclusive continuing plan coverage called the University of Minnesota Student Conversion Plan.

See plan options and cost details.
This plan is not available for international students or graduate students who were enrolled under the Graduate Assistant Insurance Plan in the previous semester.
 

If you have other questions or concerns about the Student Health Benefit Plan, please contact:

Student Health Benefits Office
Boynton Health Service
410 Church St. S.E.
Minneapolis, MN 55455
e-mail: studins@bhs.umn.edu
Phone: 612-624-0627 Fax: 612-626-5183
 
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